The 2022 Retirement Confidence Survey found that only 1 in 4 American workers feel truly confident about retirement planning. IncomeWize was created to help bridge this gap with a comprehensive planning tool that is free and accessible to all.
The mission is simple: make complete retirement planning accessible to anyone who needs it. Retirement planning should not feel overwhelming, expensive, or out of reach. Today, IncomeWize helps retirees and those nearing retirement gain clarity, confidence, and practical insight so they can live life on their own terms.
What began as personal retirement questions and a simple spreadsheet evolved into IncomeWize, a resource created to bring clarity and confidence to retirement planning. IncomeWize is not profit-driven, giving everyone access to comprehensive retirement planning they might not otherwise have.
Privacy is central to the experience. Users can explore retirement scenarios and gain insight without unnecessary data collection, storage, selling or sharing of your data. IncomeWize requires no registration, allowing the site to be used anonymously without disclosing personal identity.
IncomeWize is completely independent and has no ties to financial institutions, investment providers, or outside organizations. This independence allows the focus to remain where it belongs: helping people make informed retirement decisions.
IncomeWize was built from the ground up to keep operating costs low through cost-effective hosting and volunteered engineering time. This structure supports long-term sustainability while keeping the service free and widely accessible.